When you're creating your account we will ask you a couple of questions to measure your risk tolerance and investment objectives. We use your answers to these questions (which you can change at any time) and your age to determine which of our investment portfolios to assign to your account.
Our investment specialists have created diversified portfolios that align with each client’s investment profile. A diversified portfolio is a strategy for putting your money into different types of investments - like stocks and bonds. It's a way to balance your investments to potentially reduce the overall risk of your account.
Each portfolio consists of a mix of exchange traded funds (ETFs) carefully analyzed to align with the portfolio objective. An ETF is a collection of similar types of investments that are packaged together in one low-cost fund.
This entire process is automated for you. Once you create your account our investment system will automatically manage your investments without any action required on your part.
You can learn more on our Individual Plans page.